Many people have learned the hard way that Medicare will not pay their long-term care expenses. Medicare is designed to pay only for short-term, acute illness. Medicare pays only 2% of all skilled nursing care expenses in the U.S. today, and nothing for custodial or intermediate care - the type of care that most people require!
If you were to become ill or disabled due to sickness or injury, you may require assistance with medical care, daily activities, comfort, supervision, or advice. Such special assistance is referred to as Long Term Care and when provided by anyone other than family members, is expensive. The average stay in an Assisted Living Facility or Nursing Home can be well over 40,000 a year.
We represent several top rated companies that provide for home health care, as well as comprehensive plans that cover home health care as well as Assisted Living Facilities, Nursing Homes, and Adult Day Care.